Miami Property Tax: Pay, Lookup & Calculate Online 2026

Updated 2026 • Official Miami-Dade Links

Miami-Dade Tax Collector Payment, Property Appraiser Search, Folio Lookup and TRIM Notice Help

A practical Miami property tax guide for homeowners, condo owners, buyers, landlords and investors who need to search a tax bill, pay online, calculate taxes, check folio records, review exemptions or avoid tax certificate problems.

Folio
parcel ID
Nov
bills mailed
TRIM
proposed taxes
Jun 1
certificate risk
Important Miami-Dade office rule
Tax Collector / Property Appraiser
Use the Tax Collector for tax bill payment, receipt and delinquent tax questions. Use the Property Appraiser for value, folio, exemptions, property characteristics and TRIM notice questions.

01 — Overview

Miami Property Tax Lookup, Miami-Dade Billing and Property Appraiser Basics

Miami property tax is handled at the Miami-Dade County level. The Tax Collector collects real estate taxes, while the Miami-Dade Property Appraiser determines value, exemptions, taxable value and property characteristics.

If your main question is “How much do I owe?” or “How do I pay?”, start with the Miami-Dade Tax Collector. If your question is “Why is my value this high?” or “Is my homestead exemption applied?”, start with the Miami-Dade Property Appraiser.

This guide is useful for properties in the City of Miami, Miami Beach, Coral Gables, Hialeah, Doral, Homestead, Aventura, North Miami, Kendall, Brickell, Coconut Grove, Little Havana, Wynwood, Edgewater and unincorporated Miami-Dade County.

Simple rule: Tax Collector = pay, receipt, delinquent taxes and tax certificate risk. Property Appraiser = value, folio, exemptions, TRIM notice and property data.
NeedBest Official PlaceWhat You Can Do
Pay property taxMiami-Dade Tax CollectorSearch tax bill, pay online, check payment status and save receipt.
Search property recordMiami-Dade Property AppraiserSearch by address, owner or folio and review key characteristics.
Calculate estimateTRIM notice / Property Appraiser toolsUse taxable value and millage rates to estimate property taxes.
Apply exemptionProperty Appraiser exemptions pageApply for homestead and other benefits or check application status.
Appeal valueProperty Appraiser / Value Adjustment Board routeReview value, gather evidence and file if you disagree with assessment.

02 — Lookup

How to Look Up Miami Property Tax by Address, Owner Name or Folio Number

For Miami property tax lookup, the folio number is the cleanest identifier. You can also search by address or owner name through the Miami-Dade Property Appraiser and Tax Collector systems.

1
Open Miami-Dade Property Appraiser search
Use this for folio, value and property characteristics

Start with the official Property Appraiser Property Search if you want folio number, owner, mailing address, site address, assessed value, taxable value, exemptions or property details.

Official property searchhttps://www.miamidadepa.gov/pa/real-estate/property-search.page
2
Search by address, owner or folio
Folio number is usually more accurate than address

For condos and high-rise properties, folio number avoids confusion. For address search, start with building number and street name only. Avoid unit number, direction and punctuation in the first search.

The Property Appraiser explains that the folio number is a 13-digit number associated with a property. Save it because it helps with tax payment, exemption, TRIM notice and appeal work.

3
Use Tax Collector for tax bill status
Assessment record and payment balance are different

The Property Appraiser record shows value and exemptions. The Tax Collector page shows payment status, balance, tax year and real estate tax payment options. Use both before paying or appealing.

Official payment routehttps://mdctaxcollector.gov/services/real-estate-tax-payments
4
Check exemptions, taxable value and TRIM notice
Do not rely only on market value

Review market value, assessed value, taxable value, homestead exemption and any other benefits. Then compare the TRIM notice if you want to understand proposed taxes before the final bill.

Lookup tip: Save your 13-digit folio number. In Miami-Dade, folio is the fastest way to move between Property Appraiser search, Tax Collector payment, exemption status and TRIM notice review.

03 — Pay

How to Pay Miami-Dade Property Taxes Online Through the Tax Collector

Miami property taxes should be paid through the Miami-Dade County Office of the Tax Collector or another official county-approved payment route. Do not use random ads or private payment links.

Online payment

The Tax Collector real estate tax page allows online payment and current tax-bill review.

Tax certificate risk

If unpaid before the certificate-sale deadline, a tax certificate may be issued and future property loss risk can arise.

1
Open the official Real Estate Tax Payments page
Start from mdctaxcollector.gov

Open the Miami-Dade Tax Collector Real Estate Tax Payments page. Check that the site is official before entering bank, card or account information.

2
Search and verify the correct property
Wrong folio payment can create serious stress

Confirm folio number, owner name, property address, tax year and total due. If your mortgage company pays from escrow, verify whether the lender has already paid or scheduled payment.

3
Review payment method, discount and deadline
Timing matters in Florida property tax

Florida property tax bills are normally mailed in November, and early-payment discounts can apply by month. Before paying, check the official Tax Collector page for the current discount, deadline and fee details.

The Tax Collector’s Real Estate Taxes page says 2025 real estate taxes may be viewed and paid online through May 31, 2026, with tax certificate sale beginning June 1, 2026 if taxes remain unpaid.

4
Save receipt and recheck posting
Important before tax certificate sale timing

After payment, save confirmation number, receipt, folio number and tax year. Reopen the tax record later and confirm the payment posted correctly.

Payment safety warning: Do not pay Miami property taxes through unknown text links, private payment app requests or unofficial websites. Start from the official Miami-Dade Tax Collector site.

04 — Calculate

Miami Property Tax Calculator: Taxable Value, Millage Rate, TRIM Notice and Exemptions

Miami property tax is calculated using taxable value and millage rates. Your final bill may include multiple taxing authorities, exemptions, non-ad valorem assessments, early payment discounts and prior balances.

Taxable value

Shown on Property Appraiser records and TRIM notices after exemptions and caps.

Millage rate

TRIM notices explain that millage divided by 1,000 multiplied by taxable value estimates taxes.

Non-ad valorem items

Special assessments and service charges may appear separately on the final tax bill.

Calculation ItemWhere to CheckWhy It Matters
Market valueProperty Appraiser recordShows appraised market estimate but is not always the taxable value.
Assessed valueProperty Appraiser / TRIM noticeMay be limited by Save Our Homes or assessment caps.
Taxable valueTRIM notice and property recordUsed with millage rates to estimate taxes.
Millage ratesTRIM notice / Tax VisualizerDifferent authorities apply different millage rates.
ExemptionsProperty Appraiser exemptions pageHomestead and other benefits reduce taxable value.
Non-ad valorem assessmentsTax Collector billThese can increase final amount beyond ad valorem tax estimate.
Simple estimate: Taxable value × millage rate ÷ 1,000 = estimated tax for that authority. Example: $400,000 taxable value × 8.35 ÷ 1,000 = $3,340 before other authorities, non-ad valorem items or discounts.
TRIM notice toolhttps://apps.miamidadepa.gov/PAOnlineTools/TrimPdf/Mainmenu.aspx

05 — Exemptions

Miami Homestead Exemption, Portability, Senior Benefits and Exemption Status Checks

Exemptions are handled through the Miami-Dade Property Appraiser. They can reduce taxable value and may also affect how future assessed value increases are limited.

Homestead exemption

For eligible owner-occupied primary residences, subject to Florida rules and deadlines.

Portability

May allow eligible homeowners to transfer Save Our Homes benefit from a prior Florida homestead.

Senior / disability / veteran

Additional exemptions may apply depending on age, income, disability, veteran status or surviving spouse status.

1
Open exemptions and benefits page
Use official Property Appraiser resources

Use the Miami-Dade Property Appraiser Exemptions & Benefits page to apply, check application status, review TRIM notice and compare values.

Official exemptions pagehttps://www.miamidadepa.gov/pa/exemption/home.page
2
Apply early and save confirmation
Do not wait until deadline week

Keep folio number, property address, ID, residency proof and any senior, veteran, disability or income documents ready. Save the application confirmation and check status later.

3
Confirm exemption on TRIM and bill
Application is not enough until records show it

After applying, check the TRIM notice and final tax bill. If an exemption is missing, contact the Property Appraiser quickly before appeal or correction deadlines pass.

Exemption tip: New Miami buyers should not assume the seller’s exemption continues. Check your own homestead, portability and exemption status after purchase.

06 — Appeal

Miami Property Assessment Appeal Help: TRIM Review, Property Appraiser and Value Adjustment Board

If you disagree with assessed value, taxable value, exemption status or property characteristics, start by reviewing the Property Appraiser record and TRIM notice. Formal disputes may involve the Value Adjustment Board process.

Value too high

Use comparable sales, appraisal, condition photos and market evidence.

Property facts wrong

Check land size, building area, units, year built, condo details and use code.

Exemption issue

Missing homestead, portability or other exemptions may need quick action.

1
Review TRIM notice first
TRIM shows proposed taxes and values before final bill

Open the TRIM notice and compare market value, assessed value, taxable value, exemptions and millage rates. Note any deadline listed for appeal or VAB action.

2
Gather evidence like a case file
Clear evidence beats general complaint

Useful evidence can include comparable sales, appraisal report, closing statement, photos of condition issues, contractor estimates, incorrect square-footage proof, condo records and exemption documents.

3
Contact Property Appraiser before filing
Some issues can be clarified before formal appeal

Contact the Property Appraiser or use official tools to request correction if the issue is incorrect property information. If you still disagree, follow the formal Value Adjustment Board path and deadline.

Appeal tip: Do not appeal only because the tax bill feels expensive. Appeal value, exemption denial, classification, Save Our Homes/cap issue or factual property error with evidence.
Insider Tips

Real Miami Property Tax Tips That Save Time and Avoid Expensive Mistakes

These practical checks help Miami property owners avoid wrong-folio payments, missed exemptions, escrow confusion, bad estimates and tax certificate risk.

Tip 01

Use folio number first

Miami-Dade address searches can be messy for condos and multi-unit buildings. Folio number is cleaner and faster.

Tip 02

Check TRIM before bill

TRIM notice shows proposed values and taxes before the final bill. This is the best time to question value.

Tip 03

Verify mortgage escrow

If your lender pays, still check the Tax Collector record before May 31. Do not assume escrow posted.

Tip 04

Watch tax certificate date

Unpaid taxes can move toward tax certificate sale. Treat May-end balance checks seriously.

Tip 05

Do exemption check yearly

Homestead, portability, senior or veteran benefits can change taxable value. Check before final bill.

Tip 06

Separate city and county services

Property taxes are county-level, but utilities, permits, code or local services may be City of Miami or another municipality.

07 — Dates

Miami Property Tax Dates, Discount Months, TRIM Notice and Tax Certificate Timeline

Miami-Dade property tax timing matters because exemptions, TRIM review, final tax bills, discounts, delinquency and tax certificate sale are separate stages.

TimingCommon Miami-Dade Tax ActionWhat to Do
January 1Ownership, residency and exemption facts often matter for the tax year.Confirm homestead eligibility, mailing address and folio record.
Exemption periodProperty Appraiser exemption filing and status checks.Apply early and check application status.
TRIM notice seasonNotice of Proposed Property Taxes becomes available.Review value, taxable value, exemptions and millage rates.
NovemberAnnual property tax bill is mailed.Search bill, verify escrow and pay early if discount applies.
May 31, 2026Tax Collector page lists online payment through this time for 2025 real estate taxes.Confirm no unpaid balance before certificate sale timing.
June 1, 2026Annual tax certificate sale begins for unpaid 2025 real estate taxes.Contact Tax Collector immediately if unpaid or unsure.
Deadline tip: Keep reminders for TRIM notice review, November bill check, March exemption follow-up, and May-end unpaid tax check. These are different tasks.

08 — Offices

Miami Property Tax Offices, Official Links, Contacts and Map

Use the correct Miami-Dade office for the correct problem. Payment questions go to the Tax Collector. Value, folio and exemption questions go to the Property Appraiser.

Office / ResourceMain RoleOfficial Link / What to Do
Miami-Dade Tax CollectorReal estate tax payments, payment status, receipts, delinquent tax and certificate-sale information.Real Estate Tax Payments
Miami-Dade Property AppraiserProperty value, folio number, owner record, characteristics, exemptions and TRIM notices.Property Appraiser homepage
Property SearchSearch by address, owner name or folio and review property characteristics.Open property search
TRIM NoticeProposed taxes, millage rates, taxable values and exemption review.View TRIM Notice
Miami-Dade Clerk Official RecordsDeeds, recorded documents and official records related to property ownership.Official Records

Miami-Dade County Tax Collector area

Use official online resources first. For property-specific payment, assessment, exemption or appeal questions, use the Miami-Dade Tax Collector and Property Appraiser official pages.

Open Map
Before contacting offices: Keep folio number, property address, owner name, tax year, bill amount, payment confirmation, TRIM notice, exemption application and property record screenshots ready.

09 — FAQ

Miami Property Tax Lookup, Payment, Calculator, Exemption and TRIM Notice FAQs

These answers cover common Miami property tax questions before paying a bill, checking value, applying for exemptions or filing a value dispute.

QWhere do I pay Miami property taxes online?

Pay through the Miami-Dade County Office of the Tax Collector Real Estate Tax Payments page. Always confirm you are on the official county website before entering payment details.

QCan I search Miami property tax by address?

Yes. Use Miami-Dade Property Appraiser property search or Tax Collector payment search. You can commonly search by address, owner name or folio number.

QWhat is a Miami-Dade folio number?

A folio number is the unique property identifier used in Miami-Dade County. It helps with tax bill search, property records, exemptions, TRIM notices and payment lookup.

QWho collects Miami property taxes?

The Miami-Dade County Office of the Tax Collector collects real estate taxes. The Miami-Dade Property Appraiser handles values, exemptions and property records.

QHow do I calculate Miami property tax?

Use taxable value multiplied by millage rate divided by 1,000. Add all applicable taxing authorities and review non-ad valorem assessments on the final bill.

QWhat is a Miami-Dade TRIM notice?

A TRIM notice is the Notice of Proposed Property Taxes. It shows proposed millage rates, property values, exemptions and estimated taxes before the final bill.

QWhen are Miami-Dade property taxes due?

Annual property tax bills are mailed in November. For the 2025 year, the Tax Collector page states online payment is available through May 31, 2026 before the June 1, 2026 tax certificate sale begins.

QWhere do I apply for Miami homestead exemption?

Use the Miami-Dade Property Appraiser Exemptions & Benefits page. You can review exemption options, apply where available and check application status.

QWhat happens if Miami property taxes are unpaid?

Unpaid taxes may move toward tax certificate sale. For 2025 real estate taxes, the Tax Collector page states the annual tax certificate sale begins June 1, 2026 if unpaid before that date.

QIs PropertyTaxUSA.org an official Miami-Dade website?

No. PropertyTaxUSA.org is an independent informational guide. Use official Miami-Dade Tax Collector, Property Appraiser and county resources for final payment, exemption and assessment decisions.

Final takeaway: For Miami property taxes, use the Miami-Dade Tax Collector to pay, the Property Appraiser to check value and exemptions, and the TRIM notice to understand proposed taxes. Always verify folio number, taxable value, exemptions, payment posting and tax certificate deadlines before making decisions.

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