San Mateo County Property Tax: Lookup, Pay & Rates Guide 2026

Updated 2026 • Official San Mateo Links

San Mateo County Property Tax Lookup, Online Payment, Rates and Appeal Help

A practical San Mateo County California property tax guide for homeowners, buyers, landlords and investors who need to search secured taxes, pay online, find parcel information, understand due dates, review tax rates, check exemptions or file an assessment appeal.

Nov 1
1st installment due
Dec 10
1st delinquent
Apr 10
2nd delinquent
60 days
Supplemental appeal
San Mateo County Tax Collector
866-220-0308
Office: 555 County Center, Floor 1, Redwood City, CA 94063. Email: taxmaster@smcgov.org. Use the Tax Collector for payment, tax bill, mailing address and delinquency questions. Use the Assessor for assessed value, parcel and assessment questions.

01 — Overview

San Mateo County Property Tax Lookup, Payment and Assessment Basics

San Mateo County property tax is easier when you separate payment questions from assessment questions. The Tax Collector handles bills, payment, payment plans and collection. The Assessor handles value, parcel information and property assessment records.

The secured property tax bill is normally paid in two installments. The first installment is due November 1 and becomes delinquent after December 10. The second installment is due February 1 and becomes delinquent after April 10.

For lookup, San Mateo County resources direct users to the Treasurer-Tax Collector’s secured property tax search, where you can find property tax by searching by address or parcel number and pay online by ECheck or credit card.

Simple rule: Tax Collector = bill and payment. Assessor = parcel, value and ownership assessment data. Appeals Board = formal value appeal.
NeedBest Official PlaceWhat You Can Do
Pay secured taxSan Mateo County Tax CollectorPay secured property taxes online, by mail, or through official county payment options.
Search tax billProperty Tax Look-upSearch by property address or Assessor’s Parcel Number.
Find parcel mapGIS property maps / Assessor resourcesSearch parcels by address or APN and view assessor maps.
Review valueAssessorReview assessed value, ownership date, parcel data and assessment questions.
Appeal valueAssessment Appeals BoardFile regular, supplemental, escape or calamity reassessment appeal when eligible.

02 — Lookup

How to Look Up San Mateo County Property Tax by Address or Parcel Number

The fastest San Mateo County property tax lookup method is to use the official secured property tax search and confirm the property by address or Assessor’s Parcel Number before payment.

1
Open the official property tax lookup resource
Best for current secured tax bill and payment status

Start from the San Mateo County Assessor’s property tax look-up page or the Tax Collector website. The county explains that the secured property tax search can find property tax by searching by address or parcel number.

Before payment, confirm the parcel, owner, property address, tax year, installment and delinquency status.

Official lookuphttps://smcacre.gov/assessor/property-tax-look
2
Use parcel maps when address search is unclear
Best for condos, vacant land, split parcels and boundary checks

San Mateo County GIS property maps allow users to search parcels by address or APN and view property maps and assessor maps.

This is helpful if your address has unit numbers, similar street names, recent subdivision, or parcel boundary confusion.

GIS property mapshttps://gis.smcgov.org/Html5Viewer/?viewer=raster
3
Verify Assessor information separately
Payment amount and assessment value are related but different

If your issue is assessed value, ownership, parcel information or exemption status, use Assessor resources. The payment screen tells you what is due; the assessment record helps explain why the bill exists.

For recent purchases or new construction, also watch for supplemental assessment notices because they can create separate bills.

4
Save bill details before paying
Useful for escrow, refinance, appeal and records

Save the parcel number, tax year, installment, amount due, penalty status, direct charges, payment method and confirmation. Keep the tax bill and receipt together.

Lookup tip: Use APN when possible. Address search can be affected by abbreviations, unit numbers, new construction, mailing address changes or similar street names.

03 — Pay

How to Pay San Mateo County Property Taxes Online and Avoid Penalties

San Mateo County property taxes can be paid through official Tax Collector resources. The county lists online payment options and notes that property tax payments can also be mailed to the Tax Collector’s payment mailing address.

ECheck payment

Useful for online payment when you want to avoid some card-style percentage fees. Read the official fee screen before paying.

Credit card / PayPal

Convenient for fast payment, but San Mateo County notes online service fees may apply for certain payment methods.

1
Start from the Tax Collector website
Use official route only

Open the San Mateo County Tax Collector website and choose the view/pay property taxes option. No login is needed for the property tax payment search link shown by the county.

Official Tax Collectorhttps://www.smcgov.org/tax
2
Pay the correct installment before the delinquency date
California secured tax bills use two installments

The first installment is due November 1 and becomes delinquent after December 10. The second installment is due February 1 and becomes delinquent after April 10.

After the delinquency time, a 10% penalty is added. The second installment can also include an additional cost if unpaid after April 10.

3
Use the correct mailing address for checks
Mail payment address is different from office address

San Mateo County Tax Collector lists check payments payable to Sandie Arnott, San Mateo County Tax Collector.

The county lists mail tax payments to: San Mateo County Tax Collector, PO Box 45878, San Francisco, CA 94145-0878.

Mail tax paymentsSan Mateo County Tax Collector PO Box 45878 San Francisco, CA 94145-0878
4
Save receipt and recheck posting
Important for escrow, refinance and late-fee disputes

Save the confirmation number, parcel number, tax year, installment, amount paid and payment method. Recheck the account after processing to confirm the payment posted.

If your mortgage company pays through escrow, check the county account before December 10 and April 10. Lender mistakes are easier to fix before penalty dates.

Payment safety warning: Do not pay San Mateo County property taxes from random text links, social media links, search ads or unknown apps. Start from smcgov.org or official county pages.

04 — Rates

San Mateo County Property Tax Rates and Calculator Basics

California property tax is commonly built around the Proposition 13 general 1% property tax framework, but a San Mateo County tax bill can also include voter-approved debt, direct levies, special assessments and parcel-level charges.

That is why two properties with similar assessed values can have different bills. City, school district, bond, sewer, lighting, landscape, community facilities or other direct charges may appear differently by parcel and location.

Assessed value

The Assessor’s value used for property tax calculation.

General tax

Often begins with California’s general 1% property tax framework.

Direct charges

Special assessments and parcel charges can change the final bill.

Bill ComponentWhere to CheckWhy It Matters
Assessed valueAssessor / tax billStarting value for tax calculation and appeal review.
Parcel numberTax bill / Assessor mapNeeded to identify exact bill and parcel.
General levyTax billBase property tax amount before added charges.
Voter-approved debtTax bill detailsCan increase bill above a simple 1% estimate.
Direct chargesTax billParcel-specific charges can explain bill differences.
Supplemental billsAssessor / Tax CollectorNew owners or new construction may receive separate bills.
Simple estimate: Start with assessed value and California’s general 1% framework, then add voter-approved debt, direct levies and special assessments listed on the official bill.

05 — Exemptions & Supplemental

San Mateo County Homeowner Exemption, Disabled Veterans Exemption and Supplemental Tax Checks

San Mateo County homeowners should check exemptions and supplemental tax risk after purchase, transfer, major remodel or new construction. Regular secured tax bills and supplemental bills are not the same.

Homeowners’ exemption

California exemption may reduce assessed value for eligible owner-occupied homes.

Disabled veterans’ exemption

May provide larger relief for eligible disabled veterans or surviving spouses.

Supplemental bills

Purchase or new construction can create separate supplemental tax bills.

1
Check exemption status after buying
Do not assume closing paperwork handles everything

If the home is your principal residence, review whether a homeowners’ exemption claim is needed or already applied. If you are a disabled veteran or surviving spouse, check disabled veterans’ exemption rules.

Exemption status can affect tax savings, but it does not cancel payment deadlines. Keep paying any bill that is due unless official county guidance tells you otherwise.

2
Expect supplemental bills after ownership change
A new buyer may receive more than one tax bill

In California, a purchase or new construction can trigger supplemental assessment and separate supplemental tax bills. These are in addition to the regular secured bill.

If you recently bought property in San Mateo County, keep your closing statement, deed recording date, purchase price and property tax estimates in one folder.

3
Use the right appeal window for supplemental notices
Supplemental deadlines are shorter than regular appeals

San Mateo County Assessor appeal guidance says appeals on supplemental assessments must be filed within 60 days of the mailing date on the supplemental assessment notice.

Do not wait until the annual November 30 regular appeal deadline if your issue is supplemental assessment.

New buyer tip: Your lender escrow estimate may not fully prepare you for supplemental tax bills. Search your parcel and open every county notice after purchase.

06 — Appeals

San Mateo County Assessment Appeal and Value Review Help

If you disagree with the assessed value of your property, San Mateo County allows you to initiate an assessment appeal. Regular assessment appeals are generally filed July 2 through November 30, while supplemental and escape assessment appeals follow separate 60-day deadlines.

Value too high

Use comparable sales, appraisal reports and market evidence.

Supplemental issue

Check purchase date, new base-year value and notice mailing date.

Property data wrong

Check size, use, condition, land area and improvement details.

1
Review the assessed value and notice type
Regular, supplemental, escape and calamity appeals have different timing

Identify whether your issue is regular annual assessment, supplemental assessment, escape assessment or calamity reassessment. San Mateo County appeal preparation guidance lists different filing dates for each type.

If the issue is simple property data, contact the Assessor early. If the disagreement remains, prepare a formal appeal.

Appeals boardhttps://www.smcgov.org/ceo/assessment-appeals-board
2
File regular assessment appeals between July 2 and November 30
Do not miss the annual filing period

San Mateo County assessment appeal guidance states that appeals on annual assessments must be filed between July 2 and November 30.

For 2025, the county noted that November 30 fell on a Sunday, so the deadline rolled to Monday, December 1, 2025. Check the current year’s calendar before filing.

3
Use 60-day deadline for supplemental or escape assessment notices
Notice date controls the clock

San Mateo County appeal resources state that supplemental and escape assessment appeals are generally due within 60 days from the date shown on the notice.

Save the notice, envelope, mailing date, parcel number and evidence. The deadline may arrive much sooner than the annual appeal window.

4
Prepare evidence before hearing
A strong appeal uses facts, not only complaint

Prepare comparable sales, appraisal report, photos, repair estimates, inspection reports, listing history, closing statement, building permit details and proof of incorrect property characteristics.

Pay attention to valuation date. For supplemental assessment, purchase date and transfer date can matter.

Appeal tip: Paying the tax bill does not appeal value, and appealing value does not automatically stop payment deadlines. Track both separately.
Insider Tips

Real San Mateo County Property Tax Tips That Prevent Costly Mistakes

San Mateo County tax users often mix up payment, parcel lookup, supplemental assessments, exemptions and appeal deadlines. These practical checks keep the process clean.

Tip 01

Use APN for exact lookup

Address search can be messy. The parcel number is usually safer for exact tax bill search and parcel map review.

Tip 02

Watch December 10 and April 10

These are the two major secured tax delinquency dates. Missing either can add a 10% penalty.

Tip 03

Do not ignore supplemental bills

New buyers may receive separate supplemental tax bills after purchase or new construction. These are not the same as the regular secured bill.

Tip 04

Use mail address correctly

Office address and payment mailing address are different. Use the county-listed PO Box for mailed tax payments.

Tip 05

Appeal by notice type

Regular assessment appeals use July 2-November 30. Supplemental and escape appeals usually use 60 days from notice date.

Tip 06

Check direct charges

A high bill may include voter-approved debt or direct charges, not only the general 1% tax.

07 — Dates

San Mateo County Property Tax Due Dates, Penalties and Appeal Calendar

San Mateo County property owners should track secured tax installment deadlines, supplemental notice deadlines and annual assessment appeal filing periods separately.

Date / TimingCommon EventWhat You Should Do
January 1Tax lien dateOwnership and value status are determined as of this date for many assessment purposes.
July 2Regular assessment appeal filing period opensFile regular assessment appeal if value evidence supports it.
November 1First secured installment dueReview tax bill and pay before the delinquency deadline.
November 30Regular assessment appeal filing period generally closesCheck if the date rolls when it falls on weekend or holiday.
December 10First secured installment delinquent after this datePay before 5 p.m. or close of business deadline to avoid 10% penalty.
February 1Second secured installment dueConfirm escrow or payment plan status.
April 10Second secured installment delinquent after this datePay before deadline to avoid penalty and added cost.
Within 60 daysSupplemental or escape assessment appeal windowUse the notice date and file quickly if disputing the assessment.
Deadline tip: Payment deadline, exemption deadline, regular appeal period and supplemental appeal deadline are different. Do not use one calendar date for every issue.

08 — Office

San Mateo County Tax Collector, Assessor and Appeal Office Help

Use the Tax Collector for bill, payment, payment plans, mailing address and delinquency. Use the Assessor for parcel and assessed value questions. Use the Assessment Appeals Board for formal appeals.

San Mateo County Tax Collector

555 County Center, Floor 1, Redwood City, CA 94063
Phone: 866-220-0308 • Email: taxmaster@smcgov.org

Open Map →
Contact tip: Before calling or visiting, keep your APN, property address, tax year, installment, payment confirmation, supplemental notice, Assessor record and appeal evidence ready.

09 — FAQ

San Mateo County Property Tax Questions and Answers

These answers cover common searches like San Mateo County property tax lookup, online payment, secured tax due dates, parcel search, rates, penalties, supplemental taxes and assessment appeals.

QWhere do I pay San Mateo County property taxes online?

Use the official San Mateo County Tax Collector website or secured property tax search. The county offers online property tax payment options through official resources.

QHow do I look up San Mateo County property tax by address?

Use the county property tax look-up resource. San Mateo County says the secured property tax search can find property tax by searching by address or parcel number.

QWhen are San Mateo County secured property taxes due?

The first installment is due November 1 and becomes delinquent after December 10. The second installment is due February 1 and becomes delinquent after April 10.

QWhat is the late penalty for San Mateo County property tax?

A 10% penalty is added after the secured installment delinquency deadline. The second installment can also include an added cost if unpaid after April 10.

QWho handles San Mateo County property value questions?

The San Mateo County Assessor handles assessed value, parcel information, property records and assessment-related questions.

QWhere is the San Mateo County Tax Collector office?

The office is located at 555 County Center, Floor 1, Redwood City, CA 94063. The county lists phone number 866-220-0308 and email taxmaster@smcgov.org.

QHow do I calculate San Mateo County property tax?

Start with assessed value and California’s general 1% property tax framework, then add voter-approved debt, direct levies, special assessments and other parcel-level charges shown on the official tax bill.

QHow do I appeal a San Mateo County property assessment?

Regular assessment appeals are generally filed July 2 through November 30. Supplemental and escape assessment appeals are generally due within 60 days of the notice date.

QWhat is a San Mateo County supplemental tax bill?

A supplemental bill may be issued after a change in ownership or new construction. It is separate from the regular secured bill and has separate deadline and appeal timing.

QIs PropertyTaxUSA.org an official San Mateo County website?

No. PropertyTaxUSA.org is an independent informational guide. Always use official San Mateo County Tax Collector, Assessor and Assessment Appeals resources for property-specific actions.


Final Check

Before You Pay or Appeal San Mateo County Property Taxes

Search the official secured property tax record first, confirm the APN, tax year, installment and amount due, then verify Assessor parcel details if the value or property record looks wrong.

If the issue is payment, mailing address, installment, receipt or delinquency, use the Tax Collector. If the issue is value, parcel data or exemption, use the Assessor. If the issue requires formal value review, use the Assessment Appeals Board before the correct filing deadline.

Best practical workflow: Property tax lookup → APN/address verification → Assessor record check → supplemental/exemption review → official payment before delinquency date → receipt saved → appeal only if value evidence supports it.

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