MIDLAND, TEXAS · MIDLAND COUNTY · 2026 TAX GUIDE
Midland Property Tax Lookup, Online Payments, 2026 Rates and Tax Calculator
Find your Midland property tax bill, check whether taxes have been paid, research your property’s assessed value and estimate your annual bill. Midland’s property taxes involve several local taxing authorities—not one statewide property tax.
Midland Central Appraisal District maintains appraisal records and collects taxes for several participating local taxing units. Midland County has its own Tax Assessor-Collector for county taxes.
Official Texas and Midland government resources · Reviewed October 11, 2026
Where Do You Pay Midland Property Taxes?
Midland property taxes are levied by local government entities, including Midland County, the City of Midland, Midland Independent School District or Greenwood ISD, Midland College, Midland Memorial Hospital District and other authorities where applicable.
The collecting office depends on the taxing unit shown on your account. Midland Central Appraisal District handles collections for several participating units, while the Midland County Tax Assessor-Collector handles the county’s collections.
Midland Central Appraisal District
Real estate valuation, property records, appraisal notices, exemptions, protests and tax collections for participating local units.
Official MCAD WebsiteMidland County Tax Assessor-Collector
County property tax collection, county tax information and other tax-office functions.
Official Midland County Tax OfficeTexas Comptroller
Statewide property tax guidance covering homestead exemptions, local tax rates, taxpayer rights and deadlines.
Texas Property Tax InformationNo. Texas does not levy a statewide real estate property tax. Local taxing units establish and collect the tax, subject to Texas law. A home can have several local property tax components on its total annual bill.
Midland Property Tax Search by Address, Owner or Account Number
Midland Central Appraisal District’s official Online Taxes system provides multiple ways to find a property tax account.
Midland Property Tax Account Search
Search taxable accounts and check available tax payment details.
Available search methods
| Search type | Information to enter |
|---|---|
| Account Number | Account ID from the tax statement, such as an R- or P-prefixed property account. |
| Owner Name | Last name followed by first name or initial. |
| Owner Address | Owner’s mailing street address. |
| Property Location | Physical street number and street name; omit street type and direction when searching. |
How to find a Midland tax bill online
- Open the MCAD Online Taxes search.
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Select the search category.
Choose Account Number, Owner Name, Owner Address or Property Location.
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Enter the property details.
If using the property’s physical location, begin with the street number and street name.
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Adjust additional search filters.
The portal supports account type, inactive-account and paid/unpaid status filters.
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Click Search.
Review the available matching tax accounts.
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Open the correct property.
Verify the account number, location and owner information.
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Review the tax year.
Select the appropriate bill and check the amount and payment status.
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Continue to payment if appropriate.
Use the official system’s supported payment options for the selected account.
Before paying, confirm the exact taxing unit and collecting office. The MCAD portal should not be assumed to include every charge collected by Midland County’s Tax Assessor-Collector.
How to Pay Midland Property Taxes Online
Payments for MCAD-serviced tax accounts can be initiated from Midland Central Appraisal District’s official Online Taxes portal.
The exact electronic payment methods and convenience fees are displayed by the authorized processor during checkout. Do not rely on an unverified flat fee or assume every Midland collecting office charges the same amount.
Step-by-step Midland online property tax payment
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Open the official Online Taxes portal.
Begin with MCAD’s linked tax payment service.
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Search your account.
Use Account Number, Owner Name or Property Location as available.
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Confirm the property identifier.
Make sure the selected tax account belongs to the correct parcel.
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Review the payable tax year.
For a bill issued in fall 2026, check the 2026 tax-year statement.
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Check the balance and taxing units.
Identify current taxes, previous balances, penalties and the entities being paid.
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Choose an eligible payment method.
Follow the payment options available through the official processor.
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Review the final transaction amount.
Check service fees, account information and total payment before approval.
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Submit payment only once.
Save the confirmation number or receipt for your records.
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Verify payment posting.
Recheck the relevant account after the payment has processed.
How to pay in person
Midland, TX 79703
Phone: 432-699-4991
Published office hours: Monday–Friday, 8 a.m.–5 p.m.
MCAD’s public notice explains that, because of limited penny availability, it currently requests exact change when accepting cash. Checks and credit cards are also identified as accepted counter-payment methods. Verify current methods before visiting.
Mailing information
Midland, TX 79708-0002
Use the remittance address on your actual bill if it differs from the office’s general mailing address. Include the account reference required by the collecting unit.
Contact the Midland County Tax Assessor-Collector at 432-688-4810 or use the official County Tax Office page for the current county collection instructions.
Midland Property Tax Due Dates for 2026–2027
Texas property taxes are generally assessed for a calendar tax year. Bills typically become payable after tax rates are adopted in the fall.
Because January 31, 2027 falls on Sunday, Texas’s general next-business-day rule ordinarily permits timely performance on Monday, February 1, 2027, with unpaid taxes becoming delinquent the following day. Confirm the exact deadline and posting rules on your bill.
Midland tax-year timeline
| Event | Ordinary timing |
|---|---|
| Property valuation date | January 1 |
| Appraisal notices | Spring, according to applicable notice requirements |
| Most appraisal protests | May 15 or 30 days after notice delivery, whichever is later |
| Local tax rate adoption | Generally by September deadlines under Texas law |
| Annual tax bills | October 1 or as soon as practicable |
| Ordinary payment cutoff | January 31 of the following year, adjusted as applicable |
| Late payments | Penalty and interest apply after the legal cutoff |
Source: Midland Central Appraisal District Property Tax Calendar .
What Is the Midland Property Tax Rate in 2026?
There is no single combined rate for all Midland properties. The adopted city, county, school, college, hospital and special district rates depend on the property’s actual jurisdiction.
Per $100 of taxable assessed value; approximately 0.383092%. This is the city component only.
The City of Midland’s FY2027 budget page identifies the $0.383092 rate as the adopted no-new-revenue rate for the 2026 property tax year.
2026 Tax Rate and FY2027 Budget
View the adopted rate, no-new-revenue calculation and local tax disclosures.
2025 adopted rates for historical comparison
MCAD’s most readily accessible annual report provides the following 2025 adopted rates. These are displayed as historical reference values; they must not be presented as the final combined 2026 rates.
| Taxing authority | 2025 adopted rate per $100 | 2026 status |
|---|---|---|
| Midland County | $0.121374 | 2026 adopted-rate notice available from county |
| City of Midland | $0.347999 | $0.383092 adopted for 2026 |
| Midland ISD | $0.841500 | 2026 district rate must be matched to official school notice |
| Greenwood ISD | $1.049000 | Check adopted 2026 school rate |
| Midland College | $0.082000 | Check adopted 2026 rate |
| Midland Memorial Hospital District | $0.073731 | Check adopted 2026 rate |
| Midland County Utility District | $0.030000 | Only where applicable; verify 2026 rate |
| City of Odessa within Midland County | $0.470700 | Applies only to relevant city parcels |
Historical data source: MCAD 2025 Annual Report. The 2026 adopted City of Midland rate is independently reported by the city. Use the individual 2026 tax statement for your complete set of current-year levies.
How to find the combined 2026 property tax rate
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Find your account in the local property tax database.
Search your parcel using MCAD, county records or the official Texas truth-in-taxation website.
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Identify every taxing unit.
Confirm city, county, school, college, hospital and any special district.
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Locate each adopted 2026 rate.
Do not combine proposed 2026 rates with adopted 2025 rates.
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Use the taxable value for each authority.
School taxes and city taxes can have different taxable values because their exemptions are not identical.
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Add the separate tax amounts.
Account for any credits, discounts or authorized charges.
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Compare with the official tax statement.
The certified account remains the correct source for payment.
The appraisal district directs taxpayers to Midland’s local property tax transparency database . Search your name or property to see estimated taxes and information about local taxing entities.
Midland Property Tax Calculator
Texas rates are stated as dollars of tax per $100 of taxable value. To make a useful estimate, calculate school taxes separately from other authorities because the school residence homestead exemption may differ from city or county exemptions.
Estimate Annual Midland Property Taxes
The calculator starts with a $350,000 example home, the verified 2026 city rate and the published historical 2025 rates for other entities until you replace them with their adopted 2026 values. This is a mixed-year illustration, not a 2026 payable bill.
The model applies the selected school exemption only to school taxes and the other entered exclusion equally to non-school units. Real tax calculations can have different exemption amounts, caps, freezes and taxable values for each authority. Verify all 2026 adopted rates before using this estimate for financial planning.
Why there is no single accurate Midland percentage
A Midland ISD homeowner and a Greenwood ISD homeowner can have different school tax rates and exemption effects. Parcels outside the City of Midland may not owe City of Midland taxes. A Midland County Utility District charge applies only where authorized.
The relevant starting point is the district’s appraised value and the taxable value for each taxing authority. Homestead exemptions and appraisal limitations can change the amount substantially.
How Midland Property Valuations and Appraisals Work
Midland Central Appraisal District appraises taxable property in its jurisdiction under the Texas Property Tax Code.
The appraisal district establishes the market and applicable assessed values. Local taxing units adopt the tax rates used to calculate bills.
| Term | Meaning |
|---|---|
| Market value | Appraised estimate of what the property would sell for under market conditions. |
| Appraised value | Value determined for property tax purposes, subject to applicable limitations. |
| Homestead cap | Qualified limitation on increases in the appraised value of a residence homestead. |
| Exemption | Qualified reduction in taxable value for an eligible taxing unit. |
| Taxable value | The value to which a taxing unit’s rate is applied. |
| Tax rate | Dollars charged per $100 of taxable assessed value. |
How to verify your property appraisal
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Open Midland Central Appraisal District.
Start with the official website at midcad.org.
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Find the available property search.
Use the district’s public real estate search service.
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Enter the parcel or street address.
Search by available identification fields.
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Verify the matching property.
Check address, account number and property characteristics.
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Review market and appraised values.
Compare the current appraisal with the previous year.
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Check exemptions and limitations.
Verify residence homestead and other approved benefits.
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Contact MCAD for inaccuracies.
Call 432-699-4991 with appraisal questions.
Midland Homestead Exemption, Senior and Disabled Veteran Relief
Texas provides several property tax exemptions to qualifying homeowners. The appraisal district administers the application and eligibility review.
General Residence Homestead
Qualifying homeowners receive a mandatory $140,000 school district residence homestead exemption under current Texas law.
Age 65 or Older
Eligible seniors receive an additional $60,000 school district exemption and may qualify for a school tax ceiling.
Disability Exemption
Qualifying disabled homeowners may receive the statutory additional exemption and applicable school tax ceiling.
Disabled Veterans
Exemptions depend on qualifying disability ratings and other requirements. Some qualifying 100% disabled veterans may receive a full residence homestead exemption.
How to apply for Midland residence homestead exemption
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Confirm the residence qualifies.
The property must satisfy applicable ownership and principal-residence conditions.
- Open MCAD Forms.
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Select Form 50-114.
This is the Texas Residence Homestead Exemption Application.
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Prepare proof of eligibility.
Provide the required ownership, residence and identity documentation requested by the form.
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Complete the application.
Claim any qualifying general, age 65+, disability or other benefits that apply.
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Submit to MCAD.
Follow the official filing instructions and deadlines.
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Check your property record.
Confirm the exemption has been approved and applied to the correct year.
At a hypothetical school tax rate of $0.84 per $100, the full $140,000 exemption would reduce school taxes by approximately $1,176 annually. Actual savings depend on the adopted school rate and qualifying taxable value.
The $140,000 general exemption is specifically for school district property taxes. It is not an automatic $140,000 exemption for Midland city, county, college and hospital taxes.
How to Protest a Midland Property Tax Appraisal
If you believe your appraisal is too high, is unequal compared with similar properties, or contains an error, you may have the right to protest before the Midland County Appraisal Review Board (ARB).
The usual 2026 protest window has passed as of October 11, 2026. Late protests and specific appeal categories can have distinct statutory requirements.
Step-by-step appraisal protest process
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Read the appraisal notice.
Check the stated market value, appraised value and filing deadline.
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Review property characteristics.
Verify building area, lot size, condition, improvements and land classification.
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Prepare relevant evidence.
Use comparable sales, appraisals, photos or documented errors.
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File the required protest.
Use MCAD’s official Notice of Protest procedures and deadlines.
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Request an informal conference.
The district allows discussion with an appraiser before the formal hearing.
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Attend the ARB hearing if needed.
Present supporting evidence and follow the board’s hearing instructions.
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Review the determination.
Eligible further appeals may include district court or binding arbitration under the Texas Tax Code.
Midland ARB Protest Procedures
Download the protest form, taxpayer assistance material and applicable hearing rules.
Monitor the current tax bill and any required payment deadlines even if a valuation dispute remains unresolved.
Midland Delinquent Property Taxes, Penalties and Payment Options
Most Texas property taxes become delinquent after the normal January payment deadline. Unpaid accounts accrue statutory penalties and interest.
Ordinary Texas delinquent tax charges
| Delinquency period | Ordinary cumulative penalty | Interest |
|---|---|---|
| February | 6% | 1% |
| March | 7% | 2% |
| April | 8% | 3% |
| May | 9% | 4% |
| June | 10% | 5% |
| July | 12% | 6% |
General Texas statutory pattern for accounts with the ordinary February 1 delinquency date. The exact 2026 tax account schedule and any applicable business-day adjustment, attorney fees or collection costs must be confirmed with the collector.
How to check overdue Midland property taxes
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Search the correct tax account.
Use MCAD or Midland County’s authorized collection records, depending on the taxing unit.
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Identify unpaid tax years.
Check whether the balance is for current or prior-year taxes.
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Request a current payoff.
Verify penalty, interest and applicable collection costs.
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Check eligibility for assistance.
Certain qualifying homeowners may have special installment or deferral rights under Texas law.
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Pay through the authorized collector.
Follow the payment instructions for the delinquent account.
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Keep proof of payment.
Verify all relevant taxing unit balances have cleared.
Qualifying homeowners age 65 or older, disabled homeowners and certain disabled veterans may qualify for special installment or deferral arrangements. These benefits have eligibility, application and interest rules.
Extended delinquency can lead to legal collection actions and possible foreclosure. Obtain current instructions from the authorized collector before the legal deadline.
How to Check Midland Property Taxes Before Buying a House
A buyer should not rely only on a seller’s previous tax bill. The seller may have a homestead exemption, senior exemption or tax ceiling that differs from the buyer’s eligibility.
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Find the parcel account number.
Search the property through MCAD’s public records.
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Review the current appraised value.
Compare market and applicable capped values.
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Determine the school district.
Check whether the parcel is in Midland ISD, Greenwood ISD or another jurisdiction.
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Check taxing units.
Identify city, county, college, hospital and other applicable entities.
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Estimate your future exemptions.
Do not assume the seller’s benefits transfer automatically.
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Verify all outstanding taxes.
Have the title or closing professional reconcile unpaid bills and liens.
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Review closing tax prorations.
Texas property taxes typically require allocation between buyer and seller at closing.
How to verify mortgage escrow payments
- Review the lender’s annual escrow analysis.
- Identify every local taxing authority on the property.
- Check the official tax account’s payment status.
- Compare the posted amount with the lender’s disbursement.
- Contact the servicer before submitting a duplicate payment.
Midland Property Tax Office Phone Numbers and Addresses
Midland Central Appraisal District
4631 Andrews HighwayMidland, TX 79703
Phone: 432-699-4991
Email: mcadhelp@midcad.org
Hours: Monday–Friday, 8 a.m.–5 p.m.
Mailing address:
P.O. Box 908002
Midland, TX 79708-0002
Midland County Tax Assessor-Collector
2110 N. A StreetMidland, TX 79705
Phone: 432-688-4810
Mailing address:
P.O. Box 712
Midland, TX 79702-0712
Hours: Monday–Friday, 8 a.m.–5 p.m.
Official County Tax OfficeMidland Property Tax Search and Payment Troubleshooting
| Problem | Practical solution |
|---|---|
| Property address search returns no results | Search by street number and street name, omitting road suffix and direction. |
| Owner name search does not match | Enter last name followed by first name or initial. |
| Tax account is missing an expected taxing unit | Confirm whether Midland County or MCAD handles its collections separately. |
| 2026 total tax rate unclear | Find every adopted 2026 taxing unit rate rather than adding historical rates. |
| School exemption not reflected | Check MCAD’s homestead approval and the school district taxable value. |
| Appraisal seems too high | Review the district’s ARB protest procedures and applicable filing deadline. |
| Online payment did not appear | Allow processing time and confirm the transaction with the correct collecting office. |
| Unexpected penalty | Check whether the account became delinquent and request an updated payoff. |
| Mortgage lender says it paid the taxes | Compare escrow records with each relevant local collection account. |
| Tax notice shows a previous owner | Use the account number and check MCAD ownership update procedures. |
Midland Property Tax FAQs
Where do I pay Midland property taxes online?
Midland Central Appraisal District offers an official Online Taxes search and payment system for participating local taxing units. Midland County has separate county collection responsibilities.
Can I search Midland property taxes by address?
Yes. MCAD’s Online Taxes portal supports Property Location, Owner Address, Owner Name and Account Number searches.
What is the City of Midland’s 2026 property tax rate?
The City of Midland reports an adopted rate of $0.383092 per $100 of taxable assessed value for tax year 2026.
Is the city rate the entire Midland tax rate?
No. Applicable county, school, college, hospital and other local district taxes are calculated separately and added to the bill.
When are 2026 Midland property taxes due?
Most 2026 Texas property taxes are ordinarily payable by January 31, 2027. Because that date falls on Sunday, a next-business-day adjustment generally applies.
What is the Midland property tax payment deadline normally?
Property taxes ordinarily must be paid before they become delinquent on February 1 of the year following the tax year, subject to applicable legal adjustments.
What is the Texas school homestead exemption?
Qualifying general residence homesteads receive a mandatory $140,000 school district taxable-value exemption under current Texas law.
Do Midland seniors receive additional exemptions?
Eligible homeowners age 65 or older can receive additional school tax exemptions and may qualify for a school property tax ceiling.
What is the Midland Central Appraisal District?
MCAD determines taxable property valuations, manages exemptions and supports appraisal protests. It also handles tax collection for several local taxing units.
What is the difference between Midland CAD and the county Tax Office?
MCAD handles appraisals and participating tax collections. Midland County’s Tax Assessor-Collector administers county tax collection and other county tax-office services.
How do I find my Midland property tax account number?
Check a previous tax statement, or search the MCAD Online Taxes database by property location or owner name.
How is Midland property tax calculated?
Divide the relevant taxable assessed value by 100 and multiply by each applicable local taxing unit’s adopted rate. Add the separate authority amounts.
How do I protest my Midland property appraisal?
File an eligible notice of protest through Midland Central Appraisal District’s ARB process. Most ordinary protests use the May 15 or 30-days-after-notice filing rule.
What happens if Midland property taxes are late?
Unpaid property taxes ordinarily begin accruing statutory penalties and interest after the delinquency deadline.
Can senior homeowners pay delinquent taxes in installments?
Certain qualifying age 65+ or disabled homeowners may qualify for statutory payment installments or deferrals. Check the collecting office’s eligibility requirements.
What is the Midland CAD phone number?
Call Midland Central Appraisal District at 432-699-4991.
What is the Midland County Tax Office phone number?
Call the Midland County Tax Assessor-Collector at 432-688-4810.