Duval County Property Tax: Lookup, Pay & Rates Guide

Updated 2026 • Official Duval County FL Links

Duval County Property Tax Lookup, Online Payment, Rates and Appeal Help

A practical Duval County Florida property tax guide for Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach and Baldwin property owners who need to search a tax bill, pay online, estimate taxes, check exemptions, review TRIM notices or file a VAB petition.

Nov
Tax bill season
Mar 31
Final normal due date
TRIM
August notice
VAB
Appeal deadline on TRIM
Duval Property Tax Contacts
Property Appraiser: 904-255-5900
For value, exemptions, TRIM and assessment questions, contact the Property Appraiser. For billing and payment questions, the official Property Appraiser page lists Tax Collector contact as 904-255-5700 or taxcollector@coj.net.

01 — Overview

Duval County Property Tax Lookup, Payment and Assessment Basics

Duval County property tax becomes easier when you separate payment from assessment. The Tax Collector handles billing and payment. The Property Appraiser handles property values, property records, exemptions, TRIM notices and informal value review.

Duval County includes the consolidated City of Jacksonville plus separate municipal taxing districts such as Jacksonville Beach, Atlantic Beach, Neptune Beach and Baldwin. This matters because the total millage can vary by district.

Your final tax bill is normally based on taxable value, exemptions, Save Our Homes caps, millage rates and any non-ad valorem assessments shown on the tax bill.

Simple rule: Tax Collector = payment and bill. Property Appraiser = value, exemptions, TRIM and tax estimator. VAB = formal appeal if the issue is not solved.
NeedBest Official PlaceWhat You Can Do
Pay property taxDuval Tax CollectorPay tax bill, check payment status and save receipt.
Search property recordDuval Property AppraiserCheck ownership, market value, assessed value, taxable value and exemptions.
Estimate taxDuval tax estimatorEstimate ad valorem taxes for a Duval County property.
Review TRIM noticeProperty Appraiser TRIM recordsReview proposed taxes, proposed millage and appeal deadline before final bills.
Appeal valueValue Adjustment BoardFile petition by deadline printed on TRIM notice when evidence supports it.

02 — Lookup

How to Look Up Duval County Property Tax by Address, Owner, Parcel or Account

Use the Tax Collector for tax bill/payment details and the Property Appraiser for property value, exemption, TRIM and assessment records. For a complete review, check both.

1
Open Duval Property Appraiser property search
Best for property record card, value and exemptions

The Property Appraiser’s real estate property search is the best place to confirm ownership, property characteristics, market value, assessed value, taxable value, exemption status and TRIM details.

Official property searchhttps://paopropertysearch.coj.net/
2
Use the Tax Collector for bill/payment records
Best for final bill, payment and receipt

The Property Appraiser determines the value, but the Tax Collector handles billing and payment. If you need to pay, confirm payment status, or ask about a bill, use the Tax Collector route.

Tax Collectorhttps://taxcollector.jacksonville.gov/
3
Search with simple address text first
Avoid unit and formatting issues

Start with house number and main street name. If the result is too broad, then add direction, street suffix or unit number. For condos and townhomes, confirm parcel and unit carefully before paying.

4
Save PRC, TRIM and final bill
Each document helps for a different issue

Save the property record card, TRIM notice, final tax bill, payment receipt, exemption application proof and any VAB petition documents. These are useful during escrow, closing, refinance and appeal review.

Lookup tip: If a bill seems too high, compare taxable value, exemptions, millage district and non-ad valorem assessments before assuming the payment office made an error.

03 — Pay

How to Pay Duval County Property Taxes Online and Use Florida Discounts

Florida property tax bills are normally mailed around November and become delinquent after March 31 if unpaid. Paying earlier can reduce the amount because Florida applies monthly early-payment discounts.

Best discount timing

November payment generally gets the largest discount, commonly 4%.

Final normal deadline

March 31 is the final normal payment deadline before delinquency begins.

1
Start from the official Tax Collector site
Avoid fake tax-payment pages

Open the official Duval Tax Collector site and follow the payment route. Confirm the domain and property details before entering bank or card information.

Official payment starting pointhttps://taxcollector.jacksonville.gov/
2
Check the discount month
Payment timing affects the amount due

Florida property taxes commonly receive 4% discount in November, 3% in December, 2% in January and 1% in February. The gross amount is due in March.

Check the current bill or Tax Collector system for the exact amount due for your parcel and date.

3
Do not ignore March 31
Delinquency usually begins April 1

If taxes remain unpaid after March 31, the account can become delinquent. Late payoff may include additional charges, and unpaid taxes can later move toward tax certificate sale procedures.

4
Save receipt and recheck posting
Important for escrow and closing

Save the confirmation, account or parcel number, tax year, payment date and receipt. Recheck the account after processing to make sure payment posted correctly.

If your mortgage company pays through escrow, still verify payment posting before March 31.

Payment safety warning: Do not pay Duval County taxes through random ads, social links or text-message links. Start from the official Tax Collector website or the URL printed on your bill.

04 — Rates

Duval County Property Tax Rates, Millage Districts and Tax Estimator

Duval property tax uses millage rates. One mill equals $1 of tax per $1,000 of taxable value. Your total millage depends on your taxing district and the authorities that apply to your property.

Basic estimate: Taxable value × total millage ÷ 1,000 = estimated ad valorem tax. Add non-ad valorem assessments and subtract applicable discounts when paying early.
Taxing ItemOfficial DetailWhy It Matters
Millage rateVaries by taxing districtJacksonville and beach communities can have different total rates.
Taxing districtsGS, USD1, USD2, USD3, USD4, USD5District controls which municipal rate applies.
Taxing authoritiesCounty, public schools, FIN, St. Johns River Water ManagementMultiple authorities combine into total millage.
Additional municipalitiesJacksonville Beach, Neptune Beach, Atlantic Beach, BaldwinMunicipal rates may apply outside Jacksonville’s core district.
TRIM noticeMailed in mid-AugustShows proposed millage and budget meeting information before bills are final.
1
Find taxable value
Use Property Appraiser data, not a market website estimate

Open the property record and check market value, assessed value, exemptions and taxable value. The taxable value is what millage is generally applied to for ad valorem taxes.

2
Use the official tax estimator
Helpful for buyers and new homeowners

The Duval Property Appraiser tax estimator allows users to calculate estimated ad valorem taxes for a property located in Duval County.

Tax estimatorhttps://taxcalc.coj.net/
3
Check the correct millage district
Do not use one Jacksonville number for every property

The Property Appraiser states millage varies by taxing district and that each district’s total millage is made from multiple taxing authorities. Always use the district shown for your specific parcel.


05 — Exemptions

Duval County Homestead Exemption, Portability and Save Our Homes

Duval homeowners should check exemption status after buying, moving into a home, changing title, getting married/divorced, turning 65, becoming disabled or moving from another Florida homestead.

Homestead exemption

For eligible permanent Florida residents using the property as their permanent home.

Portability

May transfer Save Our Homes benefit from a previous Florida homestead.

Senior / other exemptions

Senior, disability, widow/widower, veteran and other exemptions may apply.

1
File homestead when you qualify
Do not assume it applies automatically after closing

The Property Appraiser states that to be eligible, the property must be your permanent home or the permanent home of a legally or naturally dependent person on January 1 of the tax roll year.

The timely filing deadline for the 2026 tax roll is March 1, 2026.

Online homesteadhttps://homestead.coj.net/
2
Check portability if moving within Florida
Save Our Homes benefit may follow you

If you had a previous Florida homestead, you may be able to transfer some or all of your Save Our Homes benefit to the new Duval property. This can reduce future taxable value.

3
Verify exemption on the record
Approval should show in property data and bill calculation

After filing, monitor the Property Appraiser record and later the tax bill. If an exemption is missing, contact the Property Appraiser before the final bill causes a payment surprise.

Homeowner tip: If your Duval tax bill jumped after purchase, check whether the seller’s exemption was removed, whether homestead was filed, and whether portability was applied.

06 — Appeal

Duval County TRIM Notice, Informal Review and VAB Appeal Help

If your value, exemption or classification looks wrong, start by reviewing your property record and contacting the Property Appraiser. If disagreement remains, file a VAB petition by the deadline shown on your TRIM notice.

Market value too high

Use comparable sales, appraisal reports and property-condition evidence.

Exemption issue

Use residency, ownership, disability, age or veteran proof as applicable.

Classification issue

Use evidence supporting agricultural, greenbelt or other classification claim.

1
Read the TRIM notice immediately
The VAB deadline is printed on it

Duval’s 2025 TRIM notices were mailed August 15, 2025, and the formal deadline to file a VAB petition printed on the TRIM notice was September 9, 2025.

Future years will have their own deadline, so always use the date printed on your current TRIM notice.

2
Request informal review early
Informal review does not replace VAB deadline

The Property Appraiser can review value questions informally, but do not miss the VAB deadline if you want a formal appeal right. Informal review and VAB petition are separate.

3
Prepare evidence before filing
Good evidence beats general complaint

Prepare comparable sales, appraisal reports, photos, repair estimates, inspection reports, wrong square footage proof, exemption documents and any evidence showing why the value or classification is incorrect.

4
Pay required taxes if VAB petition is filed
Partial payment rules can protect the petition

The Property Appraiser notice states that property owners who file VAB petitions are required to partially pay ad valorem taxes, 75% in most cases, and pay all non-ad valorem taxes before the delinquency date to avoid denial of the petition.

Contact the VAB or tax office for case-specific payment instructions.

Appeal tip: TRIM value, final tax bill and payment deadline are different issues. A pending appeal does not mean you can ignore tax payment rules.
Insider Tips

Real Duval County Property Tax Tips That Prevent Costly Mistakes

Duval taxpayers often mix up the Property Appraiser, Tax Collector, TRIM notice, millage district, homestead exemption and VAB petition. These practical checks keep the process clean.

Tip 01

Check the millage district

Jacksonville, beach communities and Baldwin can have different taxing districts and total millage.

Tip 02

Read TRIM in August

TRIM is the early warning for value, exemptions, proposed taxes and VAB deadline.

Tip 03

File homestead early

New buyers should not assume the seller’s exemption continues after closing.

Tip 04

Escrow still needs checking

If your lender pays, verify the county account shows paid before March 31.

Tip 05

Use the tax estimator

Buyers should estimate future taxes after seller exemptions are removed.

Tip 06

Pay required VAB amount

If appealing, confirm partial-payment rules so the petition is not denied for nonpayment.

07 — Dates

Duval County Property Tax Due Dates, Discounts, TRIM and VAB Calendar

Duval property owners should track four timelines: exemption filing, TRIM/VAB appeal, regular tax bill payment discounts and March 31 delinquency prevention.

Date / TimingCommon EventWhat You Should Do
January 1Value and homestead status dateConfirm ownership, permanent residence status and exemption eligibility.
March 1Timely homestead filing deadlineFile homestead and related exemptions before deadline when eligible.
Mid-AugustTRIM notices mailedReview market value, assessed value, exemptions, proposed taxes and VAB deadline.
SeptemberMillage/budget meetings and VAB petition deadline periodAttend meetings if concerned about rates; file VAB petition by exact TRIM deadline.
Around November 1Tax bills mailedPay early for discount or confirm mortgage escrow will pay.
NovemberLargest regular discount monthPay early if you want the 4% discount where applicable.
December / January / FebruaryDiscount decreases monthlyPay before discount reduces further.
March 31Final normal due datePay before delinquency begins.
April 1Delinquency beginsConfirm updated payoff and tax certificate risk before paying late.
Deadline tip: Homestead deadline, TRIM/VAB deadline and tax-payment deadline are different. Missing one can cost money even if the others are handled correctly.

08 — Office

Duval Tax Collector, Property Appraiser and VAB Contact Help

Use the Tax Collector for billing/payment. Use the Property Appraiser for value, exemptions and TRIM. Use VAB for formal value, exemption or classification disputes.

Duval Property Appraiser / Jacksonville Government Area

231 E. Forsyth Street, Jacksonville, FL 32202
Property Appraiser: 904-255-5900 • Tax Collector billing/payment: 904-255-5700

Open Map →
Official ResourceUse ForLink / Detail
Duval Tax CollectorBills, payment, receipts, payment questionsOpen Tax Collector
Duval Property AppraiserValues, exemptions, ownership, TRIM, property recordsOpen Property Appraiser
Real Estate SearchProperty record card and parcel researchOpen property search
Millage RatesCurrent and historical millage chartsOpen millage rates
Tax EstimatorEstimate Duval ad valorem taxesOpen tax estimator
Value Adjustment BoardFormal value, exemption and classification petitionsOpen VAB
Contact tip: Before calling, keep parcel number, property address, owner name, tax year, TRIM notice, tax bill, exemption proof and payment receipt ready.

09 — FAQ

Duval County Property Tax Questions and Answers

These answers cover common searches like Duval County property tax lookup, Jacksonville property tax payment, millage rates, homestead exemption, TRIM notice, tax estimator and VAB appeal help.

QWhere do I pay Duval County property taxes online?

Use the official City of Jacksonville and Duval County Tax Collector website for tax bill and payment questions. The Property Appraiser website is for value, exemptions and property record search.

QHow do I look up Duval County property tax by address?

Use the Duval County Property Appraiser real estate property search for property records and the Tax Collector system for bill and payment status. Search by address, owner, parcel or account where supported.

QWhen are Duval County property tax bills mailed?

The Property Appraiser’s 2025 notice said property tax bills would be mailed by the Tax Collector on or about November 1, 2025. Future tax years usually follow the same fall billing season.

QWhat are the Florida property tax discount months?

Florida property taxes normally receive discounts for early payment: 4% in November, 3% in December, 2% in January and 1% in February, with the gross amount due by March 31.

QWho handles Duval County property values?

The Duval County Property Appraiser handles ownership records, exemptions, assessments, property search, TRIM notices, portability, Save Our Homes and value-related questions.

QWho handles Duval County property tax payments?

The Duval Tax Collector handles billing and payment of taxes. The Property Appraiser page lists Tax Collector contact as 904-255-5700 for billing and payment questions.

QWhat is a Duval County TRIM notice?

A TRIM notice, or Notice of Proposed Property Taxes, shows proposed taxable values, exemptions, proposed millage rates and the VAB petition deadline before the final tax bill is mailed.

QHow do I appeal Duval County property value?

First review the property record and contact the Property Appraiser. If disagreement remains, file a Value Adjustment Board petition by the deadline printed on your TRIM notice.

QDo Duval County millage rates vary by area?

Yes. Duval millage varies by taxing district, including City of Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach and Baldwin, plus county, school and water management authorities.

QIs PropertyTaxUSA.org an official Duval County website?

No. PropertyTaxUSA.org is an independent informational guide. Always use official Duval Tax Collector, Duval Property Appraiser and Value Adjustment Board resources for property-specific actions.


Final Check

Before You Pay, Calculate or Appeal Duval County Property Tax

Search the official property record first, then compare it with the Tax Collector bill. Confirm parcel, owner, address, taxable value, exemptions, millage district, non-ad valorem assessments, discount amount and payment deadline.

If the issue is payment, receipt, discount, bill status or delinquency, use the Tax Collector. If the issue is market value, assessed value, exemption, TRIM or property details, use the Property Appraiser. If disagreement remains, review the Value Adjustment Board petition process before the deadline printed on your TRIM notice.

Best practical workflow: Property Appraiser search → Tax Collector bill lookup → homestead/exemption status check → TRIM and millage review → official payment before March 31 → receipt saved → VAB petition only if evidence supports it.

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