State, FL Property Tax: Pay, Lookup & Calculate Online

Where Do You Pay or Look Up Florida Property Taxes?

Florida property taxes are administered at the county level, not through one statewide payment website. The county property appraiser determines assessed values and administers exemptions. The county tax collector sends bills, collects payments, and maintains tax payment information.

The Florida Department of Revenue maintains an official directory that connects you to both offices for every Florida county. Select your county, then choose the office that matches your task.

How to Look Up Florida Property Taxes by Address, Name or Parcel Number

Florida property tax records are often searchable online. Depending on the county, you may be able to search by property address, parcel identification number, account number, owner name, subdivision or legal description.

Official Florida property tax lookup steps

1. Open the Florida county officials directory.

   Visit the Florida Department of Revenue Local Officials page .

2. Choose the Property Appraiser directory.

   Find the section labeled Property Appraiser. Use its county selection menu and choose the county where the property is physically located.

3. Open the county property search.

   On the county website, locate a link such as Property Search, Record Search, Real Estate Search, Parcel Search or Property Record Cards. Different counties use different labels.

4. Enter the property’s information.

   Use the parcel ID when available. Otherwise, search by property address or owner name if the system supports it. Begin with a short street-name search if the full address produces no result.

5. Verify the correct property.

   Compare the situs address, parcel number, legal description, land use and displayed owner information. Confirm the property before relying on its valuation.

6. Review the property record.

   Look for Just Value, Assessed Value, Taxable Value, Homestead Exemption, Save Our Homes, Property Characteristics and Sales History. Save the parcel ID for future searches.

7. Open the county tax collector to find the bill.

   Return to the same state directory, choose Tax Collector, select the county, and use its Property Tax Search or Pay Property Taxes feature.

Which search method should you use?

Find Your Florida County Property Appraiser and Tax Collector

Florida has 67 counties. Some larger counties maintain separate property search systems, GIS maps and payment vendors. Always begin with the county’s official tax office rather than an unrelated property-data website.

Major Florida county property tax offices

How to Pay Florida Property Taxes Online

Most Florida counties provide a web payment system for real estate property taxes. Some counties also accept payment through authorized external processing services linked from the official tax collector website.

There is no statewide checkout for all 67 counties. The correct online payment page depends on the county where the taxable property is located.

1. Open the official county Tax Collector.

   Go to Find a County Official , choose Tax Collector, and select your county.

2. Find the real estate property tax payment option.

   Look for Property Tax, Real Estate Taxes, Pay Taxes, Search and Pay, or Tax Account Search. Do not choose vehicle registration or local business tax by mistake.

3. Find the property account.

   Enter the parcel or account number, property address, or another accepted search field.

4. Verify the tax year.

   Florida taxes are ordinarily billed in November of the same tax year. A bill issued in November 2026 generally represents 2026 property taxes, not 2025 taxes.

5. Review the current bill.

   Confirm the property’s parcel number, account balance, any available early-payment discount, and non-ad valorem assessments.

6. Select a payment method.

   Depending on the county, available methods may include e-check, debit card or credit card. Check the processor’s fee and deadline before submitting.

7. Submit the payment and save the confirmation.

   Download the confirmation or save the receipt number. Check the tax account again after the county’s normal processing period.

Florida Property Tax Due Dates and Early-Payment Discounts

Florida generally begins collecting annual property taxes in November. The regular collection cycle offers statutory discounts for early payment. Taxes typically become delinquent on April 1 of the following year.

Official legal reference: Florida Statutes §197.162 — Tax Discount Payment Periods .

Early-payment discount example

Suppose the portion of a bill eligible for the statutory discount is $4,000. The illustration below shows how the normal discount percentages affect that amount.

Example assumes the complete amount is eligible for the applicable statutory discount. Your tax notice and payment portal determine the actual amount due.

Florida Property Tax Calculator: Estimate Your Annual Bill

Florida property taxes are calculated using taxable value and millage rates. One mill represents $1 of tax per $1,000 of taxable value.

Homestead exemptions do not necessarily apply equally to school and non-school taxes. Therefore, this estimator separates the two types of taxable value and millage rather than using one blanket exemption subtraction.

Florida property tax formula

Where to find actual millage: Your Truth in Millage notice and county property tax bill identify the taxing authorities and millage rates. The Florida Department of Revenue also maintains county-level data through its Property Tax Data Portal .

Florida Just Value vs. Assessed Value vs. Taxable Value

Florida property records commonly present several different values. They are not interchangeable.

Why two similar Florida homes can have different tax bills

• One owner has a longstanding Save Our Homes assessment limitation.
• One home qualifies for homestead and additional exemptions.
• The properties are in different school or local taxing districts.
• One parcel has non-ad valorem assessments or special charges.
• A purchase or change in ownership affected the assessed value.
• The parcels have different classifications or valuation characteristics.

Florida Homestead Exemption and Other Property Tax Savings

Florida homeowners may qualify for a homestead exemption when the property is their permanent residence, subject to ownership, residency, application and other statutory requirements.

Additional property tax benefits may apply to eligible seniors, veterans, people with disabilities, surviving spouses and certain other qualifying taxpayers.

Florida homestead exemption amounts for 2026

The additional homestead exemption became subject to annual positive inflation adjustments beginning in 2025. Florida Department of Revenue’s 2026 real-property exemption coding lists the additional amount at $26,411. This additional component does not reduce school district taxable value.

How to apply for Florida homestead exemption

1. Confirm eligibility for the tax year.

   Check ownership and permanent-residence requirements as of January 1 of the relevant year.

2. Open the county Property Appraiser.

   Use the official Property Appraiser directory.

3. Find Exemptions or Homestead Application.

   Some counties allow online applications. Others provide downloadable forms, in-person filing or additional identity-verification steps.

4. Prepare the supporting documents.

   Follow the county’s current requirements, which can involve proof of ownership, Florida residency, identification, vehicle registration and other relevant evidence.

5. Submit the application.

   The ordinary statutory filing deadline is March 1 for the relevant tax year. Ask the county about any lawful late-filing options if the deadline passed.

6. Confirm approval.

   Review the subsequent property assessment record and proposed tax notice for the exemption.

Additional exemptions worth checking

Florida Save Our Homes Cap and Homestead Portability

Florida’s Save Our Homes assessment limitation generally limits annual increases in the assessed value of qualifying homestead property to the lower of:

• 3% of the previous year’s assessed value; or
• the applicable change in the Consumer Price Index.

The limit affects assessment increases, not necessarily the entire property tax bill. Tax rates, non-ad valorem charges and other conditions can still change.

What happens when you move to another Florida home?

You cannot simply transfer the old homestead exemption itself. However, eligible homeowners may transfer some or all of their accumulated Save Our Homes assessment benefit, known as portability.

Portability can reduce the assessed value of a new qualifying Florida homestead. The transferable amount is subject to statutory calculations and limits, including a maximum assessment difference of $500,000.

How to apply for portability

1. Identify your previous Florida homestead.

   Have the former parcel number and county available.

2. Apply for homestead on your new residence.

   Use the new property’s county Property Appraiser.

3. Complete the portability application.

   Florida uses Form DR-501T in conjunction with the homestead application.

4. Submit by the applicable deadline.

   Ordinarily, the application deadline is March 1 of the first year for which the new homestead benefit is requested, subject to applicable rules and late-filing provisions.

5. Review the new property assessment.

   Confirm the approved transfer and its effect on the new homestead’s assessed value.

Can You Pay Florida Property Taxes in Installments?

Florida offers a statutory installment prepayment option for qualifying tax accounts. This is different from simply making unauthorized partial payments on an existing bill.

The installment plan generally requires prior-year taxes exceeding $100 for the relevant notice and an application submitted by April 30 to the county tax collector.

The quarterly amounts are based on estimated prior-year taxes, with adjustment provisions for the actual bill. Missing installments can affect plan participation and discounts.

How to enroll

1. Review the state installment application.

   Florida uses Form DR-534.

2. Contact your county tax collector.

   Confirm application methods, eligibility and timing.

3. Complete the application.

   Provide the property account number and other required information.

4. Submit by April 30.

   Follow the instructions for the tax year in which you want to enroll.

5. Make the required installments.

   Review the collector’s notices and keep payment confirmations.

How to Appeal a Florida Property Tax Assessment

Florida property appraisers generally send a TRIM notice, or Notice of Proposed Property Taxes, before final bills are issued. The notice provides information about assessed values, exemptions and proposed property taxes.

If you disagree with the property’s assessed value, classification or exemption decision, you may be able to challenge the determination.

Understand the two different issues

Step-by-step assessment challenge

1. Read the TRIM notice.

   Check the property values, exemption information, mailing date and proposed taxes.

2. Examine the Property Appraiser’s record.

   Check square footage, land area, property characteristics, condition, sales data and assessment limitations.

3. Contact the Property Appraiser.

   Ask whether the assessment or classification can be reviewed or corrected informally.

4. Locate your county VAB.

   Open the state directory and select Value Adjustment Board for the county.

5. Check the exact petition deadline.

   For valuation matters, Florida law generally requires filing within 25 days after the TRIM notice is mailed. Certain exemption and classification disputes have different statutory deadlines.

6. File the proper petition.

   Use the VAB’s approved forms and follow applicable fees, evidence exchange and hearing procedures.

What Happens If Florida Property Taxes Are Not Paid?

Florida property taxes normally become delinquent on April 1 after the tax year, subject to statutory rules for delayed bills. When taxes remain unpaid, the tax collector may add interest and applicable collection costs.

Florida commonly uses tax certificates as part of delinquent real-property tax collection. A tax certificate is not the same as immediate ownership of the property. Subsequent tax deed procedures, redemption and other legal requirements are governed by state law.

What to do if your taxes are overdue

1. Open the county Tax Collector.

   Use the official Florida county directory.

2. Find the delinquent property account.

   Search using the parcel number or the collector’s supported search fields.

3. Review the unpaid tax years.

   Check whether only the current bill or multiple prior years remain outstanding.

4. Request an accurate current payoff.

   Ask about interest, fees, certificates and collection status.

5. Follow the correct payment procedure.

   A delinquent account may require special instructions rather than the standard online payment screen.

Florida Property Tax After Buying a House

A Florida home’s current property tax bill may be much lower than what a buyer will owe after purchase. This is particularly important when the seller has owned the home for many years and has a substantial Save Our Homes benefit.

What buyers should check

• Current just, assessed and taxable values.
• Existing homestead and other exemptions.
• Save Our Homes assessment difference.
• Whether a change of ownership may trigger reassessment.
• Taxing district millage rates.
• Special assessments and non-ad valorem charges.
• Current and prior-year payment status.
• Eligibility for a new homestead and portability benefits.

For new Florida homeowners, the state publishes a specific guide: Property Tax Information for First-time Florida Homebuyers (PT-107) . Open the exemption page and locate the PT-107 PDF under the homestead resources.

Do You Need to Pay Florida Property Taxes If Your Mortgage Has Escrow?

If your mortgage servicer holds property tax funds in escrow, it generally pays the property tax collector when taxes are due under the loan arrangement. Florida tax collectors may send the bill to the mortgage company and provide a copy to the owner.

Before paying separately, confirm that your lender has not already made or scheduled the payment.

Florida Tangible Personal Property Tax vs. Real Estate Property Tax

Florida property tax systems may distinguish real estate taxes from taxes on tangible personal property used in a business. These are not the same type of account.

Florida offers a tangible personal property exemption of up to $25,000 of assessed value for qualifying property. Filing and waiver rules depend on the business and account circumstances.

Florida Property Tax Lookup and Payment Problems

Florida Property Tax Checklist

Use this checklist before paying a bill, purchasing a home or disputing a property assessment.

Florida Government Property Tax Resources

These resources support the statewide procedures, calendar, exemptions, assessment explanations and taxpayer protections discussed in this guide.

• Florida Department of Revenue — Local Property Tax Officials
• Florida Department of Revenue — Property Taxpayer Information
• Florida Department of Revenue — Homestead and Other Exemptions
• Florida Department of Revenue — Property Tax Data Portal
• Florida Department of Revenue — Save Our Homes and CPI
• Florida Department of Revenue — Property Tax Forms
• Florida Statutes §197.162 — Property Tax Discounts
• Florida Statutes §194.011 — Assessment Objections and VAB Petitions
• Form DR-534 — Application for Installment Payment of Property Taxes
• Florida Department of Revenue — Tangible Personal Property

Editorial review: October 9, 2026. County payment websites, charges, tax rolls, exemptions and public records may change. Verify account-specific information with the proper county office.